Working with a real estate agent: Things you need

When it comes to buying or selling a property, working with a real estate agent is a smart decision. These professionals have the knowledge, experience, and network to make the process smoother and more efficient. Whether you are a buyer or a seller, there are certain things you need to know about working with a real estate agent in Brantford, Hamilton, Cambridge, Ancaster, Waterloo, Kitchener, or Guelph. or surrounding areas. For buyers, a real estate agent can be your guide through the entire process, ensuring you find the right property that meets your needs and budget. They have access to a wide range of properties and can help you narrow down your search. Additionally, they can provide valuable insights about the neighborhoods, market trends, and property values. With their negotiation skills, they can help you secure the best deal possible. On the other hand, sellers can benefit from the expertise of a real estate agent in marketing their property effectively. They know how to highlight the best features of your home and attract potential buyers. By setting the right price and staging the property, they can maximize its appeal and increase the chances of a quick sale. Real estate agents also handle all the paperwork, negotiations, and legalities, saving you time and effort. Staying updated with real estate news is crucial for both buyers and sellers. Real estate agents have access to the latest market trends, upcoming developments, and changes in regulations. They can provide valuable insights and advice based on this information. Whether it is the best time to buy or sell, or the current mortgage rates, having a real estate agent on your side can help you make informed decisions. If you are considering working with a real estate agent in Brantford, Hamilton, Cambridge, Ancaster, Waterloo, Kitchener, or Guelph or surrounding areas, it is important to choose a registered agent. The Real Estate Council of Ontario (RECO) regulates agents to ensure consumer protection and professionalism. You can find an extensive information guide on the RECO website, which provides valuable resources and tips for buyers and sellers. In conclusion, working with a real estate agent can make a significant difference in your buying or selling experience. They have the knowledge, experience, and network to help you navigate the real estate market efficiently. Whether you are a buyer or a seller, it is important to stay informed about real estate news and choose a registered agent who is recognized by RECO. So, take advantage of their expertise and make your real estate journey a smooth one. Click on the image below to download the guide.

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New Construction and Pre-Sale Home Guide. If You are a Renter, Your Inflation Rate is Double. New to Canada? We have Mortgage Programs for That! Rates on Hold For Now.

Unlocking Your Dream Home: A Comprehensive Guide to Pre-Construction and New Homes for Sale CURRENT INTEREST RATES You may be eligible for the New to Canada program that can assist with the purchase of a home with just 5% down on homes under $500,000. IN CASE YOU MISSED IT...MORE REAL ESTATE NEWS Toronto Sun – Brampton home sales offer glimpse into recent real estate market 'bloodbath' CBC Toronto – Cash for keys: Some tenants who face eviction demand thousands from landlords amid tribunal delays Hamilton Spectator – 'It’s like our moon landing': $21M Burlington housing accelerator funding to speed up approvals CBC Hamilton – Hamiltonians have their say at Tuesday's public budget meeting, as city proposes 7.9% tax increase CBC Hamilton – Hamilton to become 1st Ontario city with bylaw to stop 'bad faith' renovictions CBC Kitchener Waterloo – Tiny homes on Erbs Road a 'stepping stone' to secure stable housing, says resident Toronto real estate market may have 'woke up from its slumber' but don't expect price increases for now: report (CTV News) National Post – HOLMES: Keeping your home warm and energy-efficient this winter Toronto Star – Toronto considers new tax on foreign home buyers Toronto Star – Doug Ford promising more help for housing in rural Ontario Hamilton Spectator – ‘We can’t handle it’: Norfolk joins municipalities calling for financial help from Queen’s Park CBC Hamilton – Hamilton to go ahead with vacant unit tax after defeat last year CBC Hamilton – Baby born in Hamilton encampment shows extent of 'desperate' housing crisis, councillor saysCBC London – CMHA to take ownership of 30-unit supportive housing project in financial trouble CBC News - Interest rate cuts are coming, but the Bank of Canada won't say when Dr. Sherry Cooper - Bank of Canada Holds Rates Steady and Forecasts a Soft Landing Financial Post - Immigration part of solution to Canada's housing crisis, minister says REM - 2024 homeownership surge with nearly one in five Canadians eager to buy, especially younger groups: Wahi REALTORS® answer your ‘what-ifs’ about buying and selling 5 things to do before applying for a mortgage Real Estate Magazine – Urban exodus reversal: Homeowners grapple with reality as challenges and commutes overshadow rural charms Financial Post – Home sales jump in December, while prices eke out gain for year Financial Post – Canadians are getting sick of waiting for the housing market to improve Financial Post – Canada caught in population trap for first time in modern history, economists warn National Post – No sign interest in heat pumps grew following Liberal move to beef up federal grants National Post – Canada to weigh caps on foreign students amid housing crunch Globe and Mail – Non-prime lenders warn thousands of borrowers they could be cut off because of new maximum interest rates Toronto Star – Canada's 'coiled up' housing market to see rebound year, with price gains into 2025, CREA predicts Toronto Star – Does it make sense to port your mortgage to the new house you just bought? Toronto Star – Some bankruptcy trustees say they're getting more calls from preconstruction homebuyers — a trend likely to continue Storeys – It’s happening again: Promise of rate relief to spark spring housing market Storeys – Canadian house prices cap off 2023 on a ‘downward trend’ Are fixed rates about to rise following the latest jump in bond yields? Some experts say yes (Canadian Mortgage Trends) Mortgage 'payment shock' is why Canada's economy has fallen behind, says RBC's McKay (Yahoo! Finance) Real estate market predictions for 2024 (Global News) New app matches students who need housing with seniors who have room to spare (CBC News) Canadian real estate investors confident in the market, seeking passive options (Wealth Professional) CBC News – Linking immigration to the housing shortage may be missing the problem, experts say Financial Post – Housing market has turned a corner, Royal LePage says Globe and Mail – Leasehold real estate can provide the home you could never afford, but with big caveats Storeys – New home prices see annual drop after year of rising rates, declining demand Canadian Mortgage Professional – How are experts reacting to the Bank of Canada's latest decision? Canadian Mortgage Professional – What the Bank of Canada's January decision means for mortgage holders CBC B.C. – How technology is helping municipalities crack down on illegal short-term rentals Under-35 households lead the way in reducing mortgage debt, StatCan reports (Canadian Mortgage Trends) Thinking of buying your first home in 2024? Stop trying to time mortgage rates (The Globe and Mail) If you’re a renter, your inflation rate is double (The Globe and Mail) Zoocasa -  Are you waiting for the rates to go down? Or should you buy now? Zoocasa -  Wallet-friendly upgrade ideas for under $1000 Survey shows 87% of Canadians choose real estate investing over stocks for extra income in 2024 (Real Estate Magazine)   Diana Winger, REALTOR® CNE, SRS, SRES, ABR Mortgage Agent, Level 1 Valko Financial LTD #13047 eXp Realty | Dominion Lending Centres |  226-705-3369 | 250-588-8839 ON YOUR TEAM! WingerRealEstate.com Housesforsale365.com   |   SearchBestMortgages.com     Share Tweet Forward

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Year Over Year Ontario Real Estate Prices are Stable. New Homes. Rents at a Record High. Inflation is Back. Frozen Housing Market.

CURRENT INTEREST RATES IN CASE YOU MISSED IT...MORE REAL ESTATE NEWS Two major changes to Ontario real estate legislation that affect cottage buyers and sellers (Cottage Life) Year-over-year Ontario real estate prices are stable (Barrie Today) Deep freeze in December Guelph real estate market (Guelph Today) Housing starts fall again as Waterloo Region drifts farther from its goals (Waterloo Region Record) These cities had biggest new selection of homes for sale in Ontario (Insauga) Does affordable housing have to lack creativity? (The Hamilton Spectator) What experts say we can expect from Waterloo Region's housing market in 2024 (CTV News) Canadian rent prices end 2023 at a record high, up 22% in two years (Canadian Mortgage Trends) Inflation crept back up in December: “We’re not out of the woods yet” (Canadian Mortgage Trends) 3 reasons why the frozen housing market of 2024 is actually more active than before the pandemic, Zillow says (Yahoo! Finance) 'It’s a real problem:' Housing starts across Canada fall seven per cent in 2023 (Toronto Star) 2023 marked slowest year in Canadian home sales in 15 years, but ended with December “bounce” (Canadian Mortgage Trends) Mortgage holders say they can make higher payments as Canadians cut spending: survey (CBC News) Atlantic, federal housing ministers agree factory-produced homes offer way forward (CBC News) Another Bank of Canada interest rate hike within realm of possibility, outlook event hears (Yahoo! Finance) Economists think inflation started rising again in December (Yahoo! Finance) Big banks slash mortgage rates this week to reflect lower bond yields in Canada (Canadian Mortgage Trends) Canada real estate: Home prices up 4.3% in Q4, with higher prices expected in 2024 (Yahoo! Finance) Does it make sense to port your mortgage to the new house you just bought? (Toronto Star) Housing minister warns against resistance to ending exclusionary zoning (CBC News) Canadian landlords saw record-high rents of $2,178 last year: Rentals.ca, Urbanation (Real Estate Magazine) Bank of Canada may trail U.S. Federal Reserve rate cut as wage growth runs hot (The Globe and Mail)   Diana Winger, REALTOR® CNE, SRS, SRES, ABR Mortgage Agent, Level 1 Valko Financial LTD #13047 eXp Realty | Dominion Lending Centres |  226-705-3369 | 250-588-8839 ON YOUR TEAM! WingerRealEstate.com Housesforsale365.com   |   SearchBestMortgages.com  

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